Intrepid Launches FlexAR: Flexible, AR-Backed Working Capital for Growing Businesses

Indianapolis, IN – August 2025 – Intrepid Finance has launched FlexAR, a cutting-edge working capital solution. FlexAR provides capital secured by outstanding accounts receivable that allows businesses to access funding through flexible, variable draws similar to a line of credit, providing an alternative to traditional fixed-term loans, invoice factoring, or merchant cash advances. The solution addresses a persistent business challenge: many companies face cash flow gaps while waiting for invoices to be paid or miss supplier discounts due to slow funding processes. Unlike traditional lines of credit, FlexAR adjusts credit limits automatically based on real-time accounts receivable balances, providing a flexible layer in the capital stack that adapts to actual business cycles. FlexAR is immediately available to qualified businesses directly through Intrepid. “With FlexAR, businesses no longer have to choose between overborrowing or missing out on growth opportunities,” said Steve Iskander, CEO of Intrepid Finance. “It’s working capital that finally keeps pace with real-world demand. We’re providing a flexible layer in the capital stack that scales with business activity, without the need for invoice factoring or costly merchant cash advances.” FlexAR is designed to unlock working capital for healthy, established businesses, empowering companies to access working capital precisely when they need it. This helps them navigate seasonal demand, take advantage of supplier discounts, and accelerate growth initiatives without the constraints of traditional financing.